.tm-hv{outline:none}.tm-hv__hero{background:radial-gradient(700px 360px at 100% 0%, #ddbf9938, transparent 65%), var(--tm-ivory);padding-top:clamp(40px,6vw,72px)}.tm-hv__grid{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);align-items:start;gap:clamp(36px,5vw,72px);display:grid}.tm-hv__title{font-family:var(--tm-font-serif);letter-spacing:-.01em;font-size:clamp(2.3rem,1.4rem + 3vw,4rem);font-weight:600;line-height:1.06}.tm-hv__lead{max-width:54ch;color:var(--tm-text)}.tm-hv__promise{border-radius:var(--tm-radius);background:var(--tm-white);box-shadow:var(--tm-shadow-sm);border:1px solid #ddbf99b3;align-items:flex-start;gap:14px;margin-top:26px;padding:18px 20px;display:flex}.tm-hv__promise-icon{background:var(--tm-gold);width:44px;height:44px;color:var(--tm-navy);border-radius:12px;flex:none;justify-content:center;align-items:center;display:inline-flex}.tm-hv__promise strong{color:var(--tm-navy);font-size:1.05rem;display:block}.tm-hv__promise-text{color:var(--tm-muted);margin-top:2px;font-size:15px;display:block}.tm-hv__subtitle{letter-spacing:0;text-transform:none;margin-top:36px;font-size:1.1rem}.tm-hv__reasons{gap:14px;margin-top:16px;list-style:none;display:grid}.tm-hv__reason{align-items:flex-start;gap:14px;display:flex}.tm-hv__reason-icon{border:1px solid var(--tm-line);background:var(--tm-white);width:40px;height:40px;color:var(--tm-royal);border-radius:12px;flex:none;justify-content:center;align-items:center;display:inline-flex}.tm-hv__reason-title{color:var(--tm-navy);font-size:1.02rem;display:block}.tm-hv__reason-text{color:var(--tm-muted);margin-top:2px;font-size:15.5px;display:block}.tm-hv__steps{counter-reset:none;gap:10px;margin-top:16px;list-style:none;display:grid}.tm-hv__steps li{color:var(--tm-text);align-items:center;gap:12px;font-size:15.5px;display:flex}.tm-hv__step-number{background:var(--tm-navy);width:28px;height:28px;color:var(--tm-white);border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:13px;font-weight:700;display:inline-flex}.tm-hv__aside{border-top:1px solid var(--tm-line);margin-top:36px;padding-top:24px}.tm-hv__aside-title{color:var(--tm-navy);font-weight:700}.tm-hv__aside-text{color:var(--tm-muted);margin-top:4px;font-size:15.5px}.tm-hv__aside-actions{flex-wrap:wrap;gap:10px;margin-top:16px;display:flex}.tm-hv__aside-actions .tm-btn{background:var(--tm-white);min-height:46px;padding:10px 18px}.tm-hv__form{top:calc(var(--tm-header-h) + 20px);scroll-margin-top:calc(var(--tm-header-h) + 20px);position:sticky}.tm-hv__form .lf.lf--studio{max-width:none;box-shadow:var(--tm-shadow)}.tm-hv .hv-est .lf__intro{padding-bottom:clamp(22px,3vw,30px)}.tm-hv .hv-est .lf__title{font-size:clamp(24px,2.6vw,32px)}.hv-est .hv-est__options--1{grid-template-columns:minmax(0,1fr)}.hv-est .hv-est__options--3{grid-template-columns:repeat(3,minmax(0,1fr))}.hv-est .hv-est__options--3 .lf__choice{align-items:flex-start}.hv-est .hv-est__small{color:var(--tm-muted);margin-top:2px;font-size:13px;font-weight:400;line-height:1.45;display:block}.hv-est .hv-est__consent{align-items:flex-start;min-height:0}.hv-est .hv-est__consent .lf__option-label{font-size:13.5px;line-height:1.55}.hv-est .hv-est__stepper{background:var(--tm-white);border:1px solid #111e413d;border-radius:8px;justify-content:space-between;align-items:center;height:54px;display:flex;overflow:hidden}.hv-est .hv-est__stepper button{width:54px;height:100%;color:var(--tm-navy);font:600 22px/1 var(--tm-font-body);cursor:pointer;background:0 0;border:0;flex:none}.hv-est .hv-est__stepper button:hover:not(:disabled){background:var(--tm-ivory)}.hv-est .hv-est__stepper button:focus-visible{outline-offset:-3px;outline:3px solid #1e35744d}.hv-est .hv-est__stepper button:disabled{color:#afb8bc;cursor:not-allowed}.hv-est .hv-est__stepper output{color:var(--tm-navy);font-variant-numeric:tabular-nums;font-size:1.15rem;font-weight:700}.hv-est .hv-est__range{color:var(--tm-navy);letter-spacing:-.03em;flex-wrap:wrap;align-items:baseline;gap:4px 14px;margin:20px 0 0;font-size:clamp(1.7rem,1.1rem + 2.4vw,2.5rem);font-weight:800;line-height:1.15;display:flex}.hv-est .hv-est__to{color:var(--tm-muted);letter-spacing:0;font-size:1rem;font-weight:600}.hv-est .lf__thanks>p.hv-est__mid{margin-top:8px;font-size:14px}.hv-est .hv-est__basis{background:var(--tm-ivory);border-radius:12px;margin-top:22px;padding:16px 18px}.hv-est .hv-est__basis-title{color:var(--tm-navy);margin:0 0 6px;font-size:14px;font-weight:700}.hv-est .hv-est__basis ul{color:var(--tm-text);gap:4px;margin:0;padding-left:18px;font-size:14px;line-height:1.55;display:grid}.hv-est .lf__thanks>p.hv-est__fine{margin-top:16px;font-size:13px}.hv-est .hv-est__again{cursor:pointer;font:inherit;background:0 0;border:0;padding:0}@media (max-width:1024px){.tm-hv__grid{grid-template-columns:1fr}.tm-hv__form{position:static}.tm-hv__copy{max-width:680px}}@media (max-width:767px){.tm-hv__hero{padding-top:36px}.tm-hv__promise{padding:16px}.tm-hv__aside-actions .tm-btn{flex:100%}.hv-est .hv-est__options--3{grid-template-columns:minmax(0,1fr)}}